PROPERTY FINANCE
Bridging Finance
Short-term, time-sensitive property finance for purchases, refinance, auctions, chain breaks and clear exit strategies.
THE OPPORTUNITY
Bridging finance for time-sensitive opportunities
Bridging finance is a short-term, property-backed facility used where speed and flexibility matter — such as auction purchases, chain breaks, refurbishment before a longer-term refinance, or time-sensitive opportunities.
Letfast Finance helps clients explore bridging routes with a clear focus on the exit strategy, security position and lender criteria that underpin a successful short-term facility. A credible, well-planned exit is central to every bridging case.
A clear starting point
- Focus on clear, realistic exit strategies
- Support for auction, chain-break and refinance scenarios
- A focused review of the property and repayment plan
- No obligation initial discussion
YOUR PLANS
Where it can fit.
Every project is assessed individually. These are common scenarios to discuss.
Auction purchase
Short-term funding to complete an auction purchase within the required timeframe, with a clear exit route to longer-term finance or sale.
Chain break
Bridging to bridge a gap in a property chain and keep a transaction on track.
Refurbishment
Short-term funding to improve a property before refinancing onto a longer-term product.
Refinance
Refinance an existing facility or move onto a longer-term route once your position allows.
Purchase before sale
Secure a new property before your existing one completes, with a clear exit through sale or refinance.
Time-sensitive completion
Discuss a purchase with a fixed deadline. Completion remains dependent on valuation, legal work and underwriting.
THE NEXT STEPS
A clear path through.
Initial conversation
We discuss the opportunity, security, timeline and your intended exit strategy.
Position & security review
We review the security position, loan-to-value and lender criteria.
Route & exit planning
We explore suitable bridging routes and confirm a realistic exit strategy.
Progress to completion
If the application proceeds, valuation, legal checks and agreed conditions need to be satisfied before completion.
USEFUL TO KNOW
Your questions,
answered.
What is an exit strategy and why does it matter?
An exit strategy is how you intend to repay the bridging facility — typically through a sale or refinance. Lenders require a clear, credible exit before agreeing to lend, so it is central to every bridging case.
How quickly can bridging complete?
Timelines vary by lender, valuation and legal work, but bridging is generally faster than traditional finance. We give you a clear indication once we understand your case.
What security is required?
Bridging finance is typically secured against property. Security is assessed on a case-by-case basis taking into account property type, location, condition and the overall application.
Are there fees?
Any fees would be discussed and agreed upfront before you proceed. The initial conversation is no obligation.
LET’S TALK
Put your plans
in motion.
Share a few details about your project and the finance you’re looking for.